Application Deadlines

Loan applications are accepted on a rolling basis and are reviewed monthly on every second Thursday of the month.

Applications and materials must be received three weeks in advance of the monthly review meeting.

Please contact Margaret Southerland at 415-567-5494 or Margaret (at)
padmaconsulting.com before you apply, to discuss eligibility,
loan product selection and request amount.

2026 Loan application material deadlines are as follows:

January review: Materials must be submitted by December 22

February review: Materials must be submitted by January 22

March review: Materials must be submitted by February 19

April review: Materials must be submitted by March 19

May review: Materials must be submitted by April 23

June review: Materials must be submitted by May 21

July review: Materials must be submitted by June 18

August review: Materials must be submitted by July 23

September review: Materials must be submitted by August 20

October review: Materials must be submitted by September 17

November review: Materials must be submitted by October 22

December review: Materials must be submitted by November 19

*Please note: the ALF makes loans considering the availability of funds*