Application Deadlines

Loan applications are accepted on a rolling basis and are reviewed monthly on every second Thursday of the month.

Applications and materials must be received three weeks in advance of the monthly review meeting.

Please contact Margaret Southerland at 415-567-5494 or Margaret (at)
padmaconsulting.com before you apply, to discuss eligibility,
loan product selection and request amount.

2025 Loan application material deadlines are as follows:

December review: Materials must be submitted by November 20

2026 Loan application material deadlines are as follows:

January review: Materials must be submitted by December 22

February review: Materials must be submitted by January 22

March review: Materials must be submitted by February 19

*Please note: the ALF makes loans considering the availability of funds*