Loan Products for Arts & Culture Nonprofits

Below is a list of loan products the Arts Loan Fund offers.  If you don’t find what you need or have a question about one of the products, contact the ALF consultant to discuss your organization’s needs or learn more about a product.

Emergency and Unsecured Cash-Flow Loan products are offered at a 2.5% interest rate and all other loan products are offered at a 2.25% interest rate. These rates will stay fixed throughout 2024.

 
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Arts Education Loan

Used to pay artists and cover program-related expenses for art education programs, before receiving payment from a school, government agency or funder. 

 
 
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Secured Bridge Loan

Used to help with cash flow needs or cover program related expenses before a related grant or contract is received.

 
 

Earned REvenue Loan

Used for upfront capital to plan and hold a fundraising event, produce a performance, or host an event or annual program. 

 
 
 
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New Revenue Loan

Used to purchase technology, equipment, etc. in pursuit of a new revenue stream. 

Quick Qualifier Loan

Same as a bridge loan, except loans are up to $10,000 and the application has fewer requirements. 

Emergency Loan

Used to cover any immediate and unexpected cash flow need identified by the borrower.  

Unsecured Cash-Flow

Can be used for any cash flow need(s) as identified by the applicant, including implementing a cost-savings plan, capital purchases, and renovations.

Facility loan

Can be used to help with facilities and facility improvement related projects.