Arts Education Loan         

Amount: Up to $50,000
Please note, applicants are strongly advised to request a loan amount reflective of the organization’s capacity to take on debt.


Assist implementation of art education programs, by using loan to pay artists and cover program-related expenses, before receiving payment from a school, government agency, or foundation. This is a loan is secured by outstanding receivables owed to an organization from current arts education related school contracts.

Examples of Loan Use

  • Working with a school to implement an art education program, use loan to pay teaching artists, before receiving payment from the school district.

  • Awarded funding from the San Francisco Department of Children, Youth and Their Families to implement a senior arts class at a local school; Use loan to cover up-front program costs.


  • Must be secured by up to four contract from a local school district or individual school OR provide proof that the contracting school district, agency, or funder has budgeted and approved the arts education program.

    • Total loan borrowing must equal amount outstanding under school contracts.

  • All loans must be repaid in full 30 days after last contract payment received.

To Apply

Before starting your application, you will need to create an NCG account. This will allow you to save your work and come back to your application. 

What you will need for the application:

  • Current year operating budget

  • Arts education program budget

  • Current year to date financial statements

  • Prior fiscal year end financial statement (audited statements or California Data Project reports accepted)

  • Board roster with affiliations

  • Proof of collateral (i.e. signed contract from a local school district or individual school, contract from government agency, or private foundation)

  • Upload the following documents: