To apply for an ALF loan, organizations must meet the following criteria:

Applicant Type

Must be a 501(c) 3 nonprofit organization, or be fiscally sponsored by one.

Art Disciplines

Arts education, dance, folk and traditional arts, literary arts, media arts, multidisciplinary arts, museums, music, musical theater, opera, presenting arts, theater and visual arts. Loan funds can also be used to support a variety of projects, such as festivals, parades, and film or video projects.

Budget Size

ALF loans are primarily targeted towards small to mid-sized organizations but there is no budget ceiling for applicants.

Eligible Counties

Alameda, Contra Costa, Marin, Monterey, Napa, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano and Sonoma Counties.


There is no limit to the total number of loans that an organization can receive from the ALF. An organization may only have one active loan at a time.

Rest Period

There must be a three month rest period between repayment of a loan and consideration of a new loan request.


If an organization is late in making a payment and received a Class I extension, applicant must wait six months before submitting another loan request.

If the organization received a Class II extension, in which a 2% penalty fee was assessed, applicant must wait 12 months before submitting a loan request.