Welcome to the Arts Loan Fund!

For immediate assistance, please contact NCG’s Arts Loan Fund Consultant, Margaret Southerland at margaret(at)padmaconsulting.com. 


The Arts Loan Fund (ALF) is a collaborative program of the members of Northern California Grantmakers, a regional association of grantmakers. It provides quick-turnaround, low-cost financial assistance to arts and cultural organizations  and individual artists that support and/or provide a rage of art disciplines: art education, dance, folk and traditional arts, literary arts, media arts, multidisciplinary, museums, musical theater, opera, presenting, theater, and visual arts.

Applicants must be a 501 (c) (3) nonprofit organization, or be fiscally sponsored by one and be located in Alameda, Contra Costa, Marin, Monterey, Napa, San Francisco, Santa Clara, Santa Cruz, San Mateo, Solano and Sonoma counties. An individual artist applicant must be either a current grantee or the City of Oakland Cultural Funding Program or the San Francisco Arts Commission.

The ALF was started in 1981 in response to the unique cash flow needs of arts organizations. While large nonprofit institutions and businesses can use commercial lenders, community arts groups generally cannot draw upon such resources or may pay high interest rates to do so. The ALF works to fill this gap and to provide a useful financial tool for small and mid-sized arts organizations. So far the ALF has provided 1,352 loans totaling $19,799,304, a huge investment in the health of the Bay Area arts community.

Find out what we can do for you.

1,352 loans made since 1986
$19,799,304 loaned to
Bay Area artists and arts organizations

*ALF interest rate subject to change based on 1% below Prime Lending Rate on the date the loan application is submitted.