3. types of loans we make

The ALF provides four types of loans:

  1. Bridge loan: secured by a government contract, foundation grant or other confirmed source of income (excluding pledges from individuals). Loans are available up to $50,000 (average size loan is $20,000-25,000).  All loans must be repaid within twelve months of receiving the loan, or 30 days after the confirmed source of income is received, whichever is sooner.

Cash flow statements must show that the loan can be repaid in full within 30 days after the secured income is received.

Loans up to $10,000? Apply >>
Loans up to $50,000? Apply >>

  1. Benefit or Performance loan: secured with benefit proceeds or box office returns. Loans are available up to $30,000.
    • Applicant must have two years of experience putting on a similar benefit or performance.
    • Applicant must have an active board that participates in planning and implementing fundraising activities.
    • There must be a fully developed plan for the benefit or performance that includes costs, projected income, location, performers, publicity and an estimated number of attendees.
    • Cash flow statements must indicate that the loan can be repaid from the gross proceeds within six months.

    Loans up to $10,000? Apply >>
    Loans up to $30,000? Apply >>

  2. Opportunity loan: for new revenue streams or cost-saving opportunities. Loans are available up to $30,000 for a maximum of 24 months.
    Apply >>
  3. Individual Artist loan: for artists who have secured a current grant from either the San Francisco Arts Commission or the Oakland Cultural Funding Program for their work. Loans are available up to $10,000. Artists outside of these programs can apply to the loan categories above using a nonprofit fiscal sponsor who meets ALF eligibility guidelines.
    Apply >>