3. types of loans we make

The ALF provides four types of loans:

  1. Bridge loan: secured by a government contract, foundation grant or other guaranteed income (excluding pledges from individuals). Loans are available up to $50,000 (average size loan is $20,000-25,000) for a maximum of 12 months. Cash flow statements must show that the loan can be repaid in full within 30 days after the secured income is received.
    Loans up to $10,000? Apply >>
    Loans up to $50,000? Apply >>
  2. Benefit or Performance loan: secured with benefit proceeds or box office returns. Loans are available up to $30,000.
    • Applicant must have two years of experience putting on a similar benefit or performance.
    • Applicant must have an active board that participates in planning and implementing fundraising activities.
    • There must be a fully developed plan for the benefit or performance that includes costs, projected income, location, performers, publicity and an estimated number of attendees.
    • Cash flow statements must indicate that the loan can be repaid from the gross proceeds within six months.

    Loans up to $10,000? Apply >>
    Loans up to $30,000? Apply >>

  3. Opportunity loan: for new revenue streams or cost-saving opportunities. Loans are available up to $30,000 for a maximum of 24 months.
    Apply >>
  4. Individual Artist loan: for artists who have secured a current grant from either the San Francisco Arts Commission or the Oakland Cultural Funding Program for their work. Loans are available up to $10,000. Artists outside of these programs can apply to the loan categories above using a nonprofit fiscal sponsor who meets ALF eligibility guidelines.
    Apply >>